Providing employees with a company credit card is standard practice in many countries — especially for managers, consultants, or sales roles. But in Italy, it’s not as straightforward. Local compliance, tax treatment, and banking requirements make it tricky for foreign companies to issue credit cards to Italian staff.
At Peoitaly, we’ve simplified this process. Unlike most international payroll providers, we enable companies to offer Italian employees a company credit card — fully compliant and locally managed.
Why It’s Complicated to Offer Credit Cards in Italy
In Italy, employees can’t simply be added to a foreign corporate account. Local banking laws and expense reporting rules mean that:
- Credit cards must be issued by an Italian or EU-licensed financial institution.
- The cardholder (the employee) must have an identifiable fiscal code (codice fiscale).
- Transactions must be tied to an Italian legal entity for proper accounting and tax compliance.
- Expense reimbursements and card usage must follow strict rules to avoid being classified as taxable income.
That’s why many international companies — and even global EOR providers — avoid issuing credit cards to their Italian teams.
How Peoitaly Makes It Possible
Because Peoitaly acts as the local employer of record, we hold an Italian legal entity and manage payroll, taxes, and benefits locally. That means we can also extend corporate card access to eligible employees, under our compliant Italian structure.
Through our network of financial partners, we can issue company credit cards linked to business expenses such as:
- Travel and accommodation
- Client meals and entertainment
- Fuel and tolls
- Equipment or office purchases
The cards remain under Peoitaly’s corporate account, while each employee receives an individual spending limit and reporting dashboard.
This ensures:
✅ Full expense traceability
✅ Tax-compliant accounting
✅ No personal financial exposure for the employee
✅ Clear separation of business and personal spending
Advantages for Your Business
Offering a corporate card to Italian employees provides clear operational and cultural benefits:
- Professional trust: employees feel empowered to make decisions on behalf of the company.
- Simplified reimbursements: no more personal payments or lengthy claims.
- Improved visibility: transactions are centralized and auditable in real time.
- Local compliance: all spending complies with Italian accounting and employment laws.
For companies expanding into Italy, this can make day-to-day operations smoother — and your employees’ experience far more professional.
What Other Providers Don’t Tell You
Most EORs focus on basic payroll and compliance. But practical tools — like company cars, meal vouchers, or corporate credit cards — are what truly localize the employment experience.
At Peoitaly, we believe offering these benefits is part of building a real employment relationship, not just a contractual one. That’s why our Italian infrastructure allows us to manage:
- Company credit cards
- Fuel and toll cards
- Meal vouchers and benefits
- Private healthcare
So your employees get the same benefits as those hired directly by Italian companies — and you stay fully compliant.
Issuing corporate credit cards in Italy is possible — but only when done under the right legal and administrative framework.
Peoitaly enables your teams to access the same tools and perks as any Italian employee, without the complexity of establishing a local entity.
If you’d like to learn how we can implement corporate cards or other employee benefits for your Italian workforce, get in touch with our team today.
